Am I Kind or Generous?

Noticed that you are facing financial problem at the moment,
Therefore, I won't forced you to pay;

But,
Hoping you can settle it after Chinese New Year,
i.e. Mid of February 2009

I'm not rich,
I'm not kind,
I'm not generous,

But I don't want people having difficulties in celebrating New Year!

Hope you understand...
Hope you can comply my 'simple' requirement!